House Fire Damage
D’Orsa and Associates, LLC Public Adjusters recently helped a family who suffered devastating house fire damage to their home located in Cape Coral. Everyone who was home at the time was able to escape the fire safely. However, unfortunately, the family lost their beloved dog to the fire. The fire was rapid and fierce! The family was totally displaced in the middle of the night and lost all of their belongings. They were left with only the clothes on their backs; which was only their sleeping attire. The fire occurred during the early hours of the morning. Family photographs were lost, personal papers and computer data was destroyed. The situation was heartbreaking!
Attached are pictures of the destruction.
A couple of days after the fire, the homeowners contacted D’Orsa and Associates, LLC Public Adjusters. D’Orsa and Associates, LLC Public Adjusters represented the homeowners and immediately contacted the insurance carrier. Preliminary, inspections by the insurance carrier representatives suggested and inclined toward the repairing of the property. D’Orsa and Associates, LLC Public Adjusters were not going to allow this family to be taken advantage of! No way! Look at the damage! Clearly, the house and contents were totally destroyed! The house could not be repaired! The house needed to be totally rebuilt…to code! And all contents needed to be replaced.
The family was painfully suffering a tremendous loss. The entire family now had to relocate with no household items or clothing. They were grieving the loss of their dog. They all still had jobs and did not have the time or energy to struggle with the insurance company. That is where a Public Adjuster enters in to handle all aspects of the insurance claim; in this instance House Fire Damage. Aspects of the claim also included coordination of the investigation of the cause of fire, recorded interviews and statements, and more.
D’Orsa and Associates, LLC Public Adjusters were able to secure policy limits on both the dwelling and contents portions of the insurance policy within thirty (30) days. What are policy limits? Policy limits are the entire amount the house and contents were insured for. For example, if your home or dwelling is insured for $350,000.00 (to rebuild the dwelling); the policy limits are $350,000.00. The same with the contents: if your contents are insured for $150,000.00, then $150,000.00 are the policy limits on the contents. D’Orsa and Associates, LLC Public Adjusters were able to quickly obtain for the policyholders all of the dwelling and contents funds for the homeowner to commence the rebuilding process. In addition, our Public Adjusters were able to obtain loss of use or additional living expenses for the family to rent an equivalent sized furnished home in the area.
Please contact D’Orsa and Associates, LLC Public Adjusters immediately if you suffer any type of damage to your home or business. We are professional and compassionate. We provide personal attention to your insurance claim whether your claim is a small plumbing leak or tremendous storm or fire damage. We are here to help you and assume the burden of fighting with the insurance company for you. No claim too big or too small. No recovery, no fee. Free consultation. (877) 742-3587
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